Plan Design and Rates for 2026
At CAE, our benefits plan is built on best practices in employee benefits. CAE conducted their annual review of the benefits plan to ensure it remains competitive from a design and cost sharing perspective. Each year, we conduct a thorough review to ensure our plan remains competitive in both design and cost sharing.
What’s staying the same?
The overall benefits plan design will remain unchanged for 2026. Our plan continues to offer comprehensive, competitive coverages.
How your costs are determined:
Your individual benefit costs will depend on the coverage options you select and the number of dependents you enrol. During annual re-enrolment, you can model different scenarios and see real-time cost impacts using the enrolment tool.
Don’t forget:
This is your annual opportunity to:
- Review your current benefits selections.
- Make any necessary updates.
- Add or remove dependents.
- Ensure your beneficiary information is up to date.
- Earn extra wellness CAEselect dollars.
- Allocate your unspent CAEselect Dollars, if any, in your preferred vehicle
Bereavement Support Services for Life Insurance Beneficiaries
The loss of a loved one is a challenging time. Not only do beneficiaries deal with the grief of their loss, but there can also be a heavy administrative burden. Sun Life have partnered with a bereavement specialist organization – Empathy – to offer group life insurance claim beneficiaries with both logistical and grief support.
If you’re a life insurance policy holder with a Sun Life workplace plan, your beneficiary will gain access to Empathy upon your passing – giving you additional peace of mind knowing their well-being is protected.
If you’ve lost a loved one who had a Sun Life workplace insurance plan through their employer, you have support available. As the beneficiary, you can access assistance through Empathy.
Empathy’s service supports include:
- On-demand support with a Care manager and a personalized care plan
- Funeral assistance
- Probate and estate guidance
- Upon request, connecting users to financial services
- Navigating other claims processes and family dynamics.
You don’t need to register for the service. Beneficiaries will learn about their eligibility for the service as part of their claim submission process. Consult this flyer for more information.
Smoking Cessation Coaching Program
Sun Life has launched a free virtual coaching program to help plan members and their dependents quit smoking or vaping. Offered in partnership with the Ottawa Heart Institute, the Can Quit program is now available across all Canada.
Program Highlights:
- 1-on-1 coaching with trained Nicotine Dependence Coaches
- 24-week personalized support with follow-ups
- Support for all forms of tobacco use, including cigarettes and vaping
- Medication recommendations (e.g., nicotine patches or gum) may be included, depending on your plan coverage
- Available in English and French
Here’s a flyer that includes more information on the program and how to get started.